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About Debra

Debra Gay
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Debra Gay

With over 23 years of experience and more than $300,000,000 in sales, Debra Gay has built a reputation as one of the most trusted and accomplished real estate professionals in the region. Consistently ranking among the top 1% of agents nationwide, Debra is known for her integrity, professionalism, and dedication to delivering exceptional results for every client. Whether working with sellers or buyers, Debra provides expert guidance through every step of the process. Her deep market knowledge, strong negotiation skills, and attention to detail ensure a smooth and successful experience from start to finish.
 
A member of Coldwell Banker’s International President’s Elite and recognized by RealTrends as one of America’s Best Real Estate Professionals, Debra combines industry expertise with a genuine passion for helping people achieve their real estate goals. Licensed in both New York and New Jersey, Debra serves her clients with a personalized approach—always focused on their needs, their timeline, and their vision for the next chapter of their lives.

Contact Details

Email address [email protected]
Primary phone (914) 393-9098
Address 170 N Main St New City NY, 10956
License #40GA0992232 | 2322038
Testimonials

Client Success Stories

"Debra is the best of the best in the real estate business! Debra is always available to answer questions and goes the extra mile in small and large details when it comes to selling and buying your home. Debra's greatest asset as an agent is her honesty. She will always give you her honest opinion about pricing and decision-making. I highly recommend Debra Gay to anyone and everyone who tells me they are thinking of selling their home."
"Debra is the best of the best in the real estate business! Debra is always available to answer questions and goes the extra mile in small and large details when it comes to selling and buying your home. Debra's greatest asset as an agent is her honesty. She will always give you her honest opinion about pricing and decision-making. I highly recommend Debra Gay to anyone and everyone who tells me they are thinking of selling their home."
Matteo K.
"I can not say enough positive things about Debra Gay. She has vast knowledge of the market, and I always felt she had my best interests in mind. Our house sold in record time at the asking price. The entire process went as well as it possibly could. I would recommend her to anyone who is looking to sell a home and get the best price possible for it!"
"I can not say enough positive things about Debra Gay. She has vast knowledge of the market, and I always felt she had my best interests in mind. Our house sold in record time at the asking price. The entire process went as well as it possibly could. I would recommend her to anyone who is looking to sell a home and get the best price possible for it!"
Sofia L.
"We hired Deb Gay to sell our house, and our experience was nothing short of exceptional. Her proactive approach ensured our home was market-ready and positioned to attract serious buyers quickly, as she anticipated every detail, from staging advice to timing the listing perfectly. Deb’s responsiveness blew us away—she answered our calls and emails promptly, often providing thoughtful insights within hours, which kept us at ease during the entire process. Deb’s market expertise was a standout. She leveraged her deep understanding of social media to significantly increase the number of prospective buyers, strategically promoting our listing to reach a wider audience. Additionally, she engaged a professional photographer to capture stunning images that highlighted the true value of our home, making it stand out in a competitive market. Working with Deb was an absolute delight. Her warm, genuine, and straightforward personality made us feel like more than just clients; she truly cared about our goals. Her extensive knowledge of the real estate industry was evident throughout the process of selling our home, as she guided us with expertise on market trends and pricing strategies. Deb’s mastery of local markets was a game-changer—she knew our neighborhood inside and out, from recent sales to upcoming developments, which helped us price and market our home to perfection. As a skilled negotiator, Deb fought for our best interests, securing a fantastic deal while keeping negotiations smooth and professional. Her communication was outstanding—clear, timely, and always tailored to what we needed to know, making a complex process feel manageable. We couldn’t have asked for a better partner than Deb Gay to sell our home, and we wholeheartedly recommend her to anyone looking for a dedicated, skilled, and personable real estate broker."
"We hired Deb Gay to sell our house, and our experience was nothing short of exceptional. Her proactive approach ensured our home was market-ready and positioned to attract serious buyers quickly, as she anticipated every detail, from staging advice to timing the listing perfectly. Deb’s responsiveness blew us away—she answered our calls and emails promptly, often providing thoughtful insights within hours, which kept us at ease during the entire process. Deb’s market expertise was a standout. She leveraged her deep understanding of social media to significantly increase the number of prospective buyers, strategically promoting our listing to reach a wider audience. Additionally, she engaged a professional photographer to capture stunning images that highlighted the true value of our home, making it stand out in a competitive market. Working with Deb was an absolute delight. Her warm, genuine, and straightforward personality made us feel like more than just clients; she truly cared about our goals. Her extensive knowledge of the real estate industry was evident throughout the process of selling our home, as she guided us with expertise on market trends and pricing strategies. Deb’s mastery of local markets was a game-changer—she knew our neighborhood inside and out, from recent sales to upcoming developments, which helped us price and market our home to perfection. As a skilled negotiator, Deb fought for our best interests, securing a fantastic deal while keeping negotiations smooth and professional. Her communication was outstanding—clear, timely, and always tailored to what we needed to know, making a complex process feel manageable. We couldn’t have asked for a better partner than Deb Gay to sell our home, and we wholeheartedly recommend her to anyone looking for a dedicated, skilled, and personable real estate broker."
Keith M.
"Working with Deb on the sale of our mother's home was a pleasure from start to finish. Her professionalism, knowledge, and attention to detail were evident at every stage of the process. She kept us informed and well prepared. No question was too small, no request went unanswered. I would highly recommend Deb for anyone looking to buy or sell a home."
"Working with Deb on the sale of our mother's home was a pleasure from start to finish. Her professionalism, knowledge, and attention to detail were evident at every stage of the process. She kept us informed and well prepared. No question was too small, no request went unanswered. I would highly recommend Deb for anyone looking to buy or sell a home."
Karen R.
"Working with Debra Gay to sell my home was such a positive experience. She impressed me from the start with her knowledge of the market, clear communication, and excellent advice on preparing my home for listing. Her marketing plan was top-notch, attracting strong interest right away. Debra went above and beyond throughout the process, keeping me updated, negotiating skillfully on my behalf, and ensuring everything went smoothly up to closing. She made what can often be a stressful process feel manageable and even enjoyable. If you’re looking for a dedicated, professional, and genuinely caring realtor to help sell your home, I highly recommend Debra Gay."
"Working with Debra Gay to sell my home was such a positive experience. She impressed me from the start with her knowledge of the market, clear communication, and excellent advice on preparing my home for listing. Her marketing plan was top-notch, attracting strong interest right away. Debra went above and beyond throughout the process, keeping me updated, negotiating skillfully on my behalf, and ensuring everything went smoothly up to closing. She made what can often be a stressful process feel manageable and even enjoyable. If you’re looking for a dedicated, professional, and genuinely caring realtor to help sell your home, I highly recommend Debra Gay."
Seller
"Debbie was our agent in 2021, and she was such a great agent that when we saw our dream home online in May 2025, we called her immediately for advice. Debbie worked diligently to make our dream a reality. She responded to our questions quickly and reassuringly. She knows her business very well, and she really knew how to communicate to the sellers that we were serious and highly qualified buyers. We honestly do not think that we would have won the bidding war that we were in without her. Debbie also helped us get our own home ready to put on the market. She visited our home and gave us suggestions for things to spruce up, and we were able to get the house on the market and sell it in a little over two weeks! Debbie was there to support us through the entire process of buying and selling in her reliable, detail-oriented, and cheerful way."
"Debbie was our agent in 2021, and she was such a great agent that when we saw our dream home online in May 2025, we called her immediately for advice. Debbie worked diligently to make our dream a reality. She responded to our questions quickly and reassuringly. She knows her business very well, and she really knew how to communicate to the sellers that we were serious and highly qualified buyers. We honestly do not think that we would have won the bidding war that we were in without her. Debbie also helped us get our own home ready to put on the market. She visited our home and gave us suggestions for things to spruce up, and we were able to get the house on the market and sell it in a little over two weeks! Debbie was there to support us through the entire process of buying and selling in her reliable, detail-oriented, and cheerful way."
Buyer & Seller
"I was very impressed with real estate agent Debra Gay as she helped me sell my mother's house. I especially appreciated how she kept us informed throughout every stage of the home-selling process. Looking forward to working with her again. I would highly recommend her services."
"I was very impressed with real estate agent Debra Gay as she helped me sell my mother's house. I especially appreciated how she kept us informed throughout every stage of the home-selling process. Looking forward to working with her again. I would highly recommend her services."
Lisa J.
"This was my first home purchase, and Debra made the whole process a very pleasant experience. She was helpful, knowledgeable, and most importantly, patient. I would not hesitate to contact her again for future real estate endeavors!"
"This was my first home purchase, and Debra made the whole process a very pleasant experience. She was helpful, knowledgeable, and most importantly, patient. I would not hesitate to contact her again for future real estate endeavors!"
Feane S.
"We couldn’t have asked for a better real estate agent than Debra Gay to help sell our home! From day one, she was proactive, incredibly knowledgeable, and always one step ahead. Her marketing strategy was top-notch, communication was constant, and every detail was handled with genuine care. We felt fully supported throughout the entire process. If you’re looking for an agent who combines professionalism, expertise, and a personal touch, look no further. Highly recommend!"
"We couldn’t have asked for a better real estate agent than Debra Gay to help sell our home! From day one, she was proactive, incredibly knowledgeable, and always one step ahead. Her marketing strategy was top-notch, communication was constant, and every detail was handled with genuine care. We felt fully supported throughout the entire process. If you’re looking for an agent who combines professionalism, expertise, and a personal touch, look no further. Highly recommend!"
Philene M.
"We worked with Debbie for our home sale and purchase in 2012, and were so happy with her, we worked with her again this year for the sale of our current home in 2025. She knows the market, the nuances of the region, and truly has your best interest in mind throughout the entire process. She worked hard to get us a fair price for our home, was always quick to respond, and was a trustworthy resource who kept us informed every step of the way. You will not be disappointed working with Debbie for the sale or purchase of your home!"
"We worked with Debbie for our home sale and purchase in 2012, and were so happy with her, we worked with her again this year for the sale of our current home in 2025. She knows the market, the nuances of the region, and truly has your best interest in mind throughout the entire process. She worked hard to get us a fair price for our home, was always quick to respond, and was a trustworthy resource who kept us informed every step of the way. You will not be disappointed working with Debbie for the sale or purchase of your home!"
Buyer & Seller

Active & Notable Listings

Portfolio

  • 21 Golf Course Drive Sold

    $2,072,000

    21 Golf Course Drive, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 6 Beds
    • 5 Baths
    • 4,100 Sq.Ft.
  • 14 Golden Road Sold

    $1,990,000

    14 Golden Road, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 6 Beds
    • 5 Baths
    • 4,272 Sq.Ft.
  • 13 Zeck Court For Sale

    $1,695,000

    13 Zeck Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 5 Beds
    • 5 Baths
    • 4,245 Sq.Ft.
  • 4 Graniks Way Sold

    $1,675,000

    4 Graniks Way, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 6 Beds
    • 5 Baths
    • 3,733 Sq.Ft.
  • 9 Lakeview Court Sold

    $1,650,000

    9 Lakeview Court, Pomona, NY 10970

    Courtesy of Coldwell Banker Realty

    • 6 Beds
    • 5 Baths
    • 5,000 Sq.Ft.
  • 2 Senator Levy Drive Sold

    $1,450,000

    2 Senator Levy Drive, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 5 Beds
    • 4 Baths
    • 3,100 Sq.Ft.
  • 1 Druid Court For Sale

    $1,400,000

    1 Druid Court, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 6 Beds
    • 4 Baths
    • 4,172 Sq.Ft.
  • 4 Mills Road Sold

    $1,400,000

    4 Mills Road, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 5 Beds
    • 5 Baths
    • 4,066 Sq.Ft.
  • 1 Finnegan Lane Pending

    $1,350,000

    1 Finnegan Lane, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 4 Baths
    • 4,704 Sq.Ft.
  • 106 Viola Road Sold

    $1,225,000

    106 Viola Road, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 4 Baths
    • 4,200 Sq.Ft.
  • 22 E Mayer Drive Coming Soon

    $1,175,000

    22 E Mayer Drive, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 4 Baths
    • 3,315 Sq.Ft.
  • 49 Greenwich Avenue Sold

    $999,900

    49 Greenwich Avenue, Central Valley, NY 10917

    Courtesy of Coldwell Banker Realty

    • 5 Beds
    • 6 Baths
    • 6,000 Sq.Ft.
  • 5 Sterling Forest Lane Sold

    $980,000

    5 Sterling Forest Lane, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,361 Sq.Ft.
  • 11 Robin Hood Road Sold

    $945,000

    11 Robin Hood Road, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,348 Sq.Ft.
  • 13 Claremont Lane Sold

    $890,000

    13 Claremont Lane, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,055 Sq.Ft.
  • 21 Westview Road Sold

    $880,000

    21 Westview Road, Spring Valley, NY 10977

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 2,936 Sq.Ft.
  • 1 Elyise Road Sold

    $850,000

    1 Elyise Road, Monsey, NY 10952

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 1,144 Sq.Ft.
  • 11 Victoria Drive Sold

    $840,000

    11 Victoria Drive, Airmont, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 1 Bath
    • 1,458 Sq.Ft.
  • 2 Highgate Court Sold

    $836,000

    2 Highgate Court, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,572 Sq.Ft.
  • 15 East Lane Sold

    $815,000

    15 East Lane, Spring Valley, NY 10977

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 3,204 Sq.Ft.
  • 12 East Place Sold

    $805,000

    12 East Place, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 2,680 Sq.Ft.
  • 34 Campbell Avenue Sold

    $805,000

    34 Campbell Avenue, Airmont, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,371 Sq.Ft.
  • 51 S Airmont Road Sold

    $800,000

    51 S Airmont Road, Airmont, NY 10901

    Courtesy of Coldwell Banker Realty

    • 5 Beds
    • 3 Baths
    • 2,847 Sq.Ft.
  • 24 Lexington Avenue Sold

    $770,000

    24 Lexington Avenue, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,372 Sq.Ft.
  • 2 Candlewood Court Sold

    $720,000

    2 Candlewood Court, New City, NY 10956

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,463 Sq.Ft.
  • 3 Hillside Avenue For Sale

    $711,000

    3 Hillside Avenue, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 2,019 Sq.Ft.
  • 55 Van Orden Avenue Sold

    $710,000

    55 Van Orden Avenue, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 1,850 Sq.Ft.
  • 15 Bannock Court Sold

    $687,000

    15 Bannock Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 2,912 Sq.Ft.
  • 267 Blaisdell Road Sold

    $675,000

    267 Blaisdell Road, Orangeburg, NY 10962

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 3 Baths
    • 2,316 Sq.Ft.
  • 325 Haverstraw Road Sold

    $655,000

    325 Haverstraw Road, Montebello, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 1,735 Sq.Ft.
  • 2 Beech Road Sold

    $645,000

    2 Beech Road, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 1,920 Sq.Ft.
  • 2 Chadick Place Sold

    $640,000

    2 Chadick Place, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 1,667 Sq.Ft.
  • 17 Rockland Terrace Sold

    $610,000

    17 Rockland Terrace, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 4 Beds
    • 2 Baths
    • 1,451 Sq.Ft.
  • 12 Fox Court Sold

    $535,000

    12 Fox Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 4 Baths
    • 2,632 Sq.Ft.
  • 13 Lexington Avenue Sold

    $530,000

    13 Lexington Avenue, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 1,594 Sq.Ft.
  • 18 Oak Terrace Sold

    $530,000

    18 Oak Terrace, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 1 Bath
    • 1,110 Sq.Ft.
  • 29 Christine Lane For Sale

    $525,000

    29 Christine Lane, Tappan, NY 10983

    Courtesy of Coldwell Banker Realty

    • 2 Beds
    • 1 Bath
    • 936 Sq.Ft.
  • 583 Lenape Court Sold

    $510,000

    583 Lenape Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 443 Genesee Court For Sale

    $495,000

    443 Genesee Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 2 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 501 Jumano Court Sold

    $495,000

    501 Jumano Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 442 Genesee Court Sold

    $490,000

    442 Genesee Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 533 Kensico Court Sold

    $485,000

    533 Kensico Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 555 Kensico Court Sold

    $471,000

    555 Kensico Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 74 Crystal Hill Drive Sold

    $460,000

    74 Crystal Hill Drive, Pomona, NY 10970

    Courtesy of Coldwell Banker Realty

    • 2 Beds
    • 3 Baths
    • 2,019 Sq.Ft.
  • 515 Jumano Court Sold

    $450,000

    515 Jumano Court, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 3 Baths
    • 1,626 Sq.Ft.
  • 16 Oak Terrace Sold

    $420,000

    16 Oak Terrace, Suffern, NY 10901

    • 3 Beds
    • 1 Bath
    • 1,440 Sq.Ft.
  • 18 Normandy Village Unit: 6 Sold

    $296,750

    18 Normandy Village Unit: 6, Nanuet, NY 10954

    Courtesy of Coldwell Banker Realty

    • 2 Beds
    • 1 Bath
    • 880 Sq.Ft.
  • 210 Parkside Drive Unit: 210 Pending

    $140,000

    210 Parkside Drive Unit: 210, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 1 Bed
    • 1 Bath
    • 700 Sq.Ft.
  • 11 Oakdale Manor Leased

    $3,900/mo

    11 Oakdale Manor, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 5 Beds
    • 3 Baths
    • 2,103 Sq.Ft.
  • 34 Prairie Avenue Leased

    $3,700/mo

    34 Prairie Avenue, Suffern, NY 10901

    Courtesy of Coldwell Banker Realty

    • 3 Beds
    • 2 Baths
    • 1,458 Sq.Ft.
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